Most people have more questions than they have answers. Our role is to assist you in developing a workable investment program that is personalized for your unique situation. We start this by having a series of meetings with you.
OUR INITIAL MEETING IS A FREE CONSULTATION
We need to gather important information about you, your financial health and your objectives in seeking out OMC. Are you about to retire, already in retirement, a recent widow or widower, the beneficiary of an inheritance or had other lifestyle changes? We get to understand you and your financial needs before we make any recommendations.
Meeting Two
Once we have had a chance to review the information from our initial consultation, we now meet to go over your options. At the end of the meeting you will have a complete picture of the steps you need to take to set up your financial plan. Our main focus is to design an investment strategy, but our recommendations often include such important issues as your will, your need for a trust or long term care insurance, and ideas for retirement or college planning.
We always encourage you to ask questions. Our best client is an educated one and we want you to fully understand what we do and why we do it. We will educate you on reasonable investment expectations and answer all of your investment questions.
Decision/Implementation
Some individuals need time to digest and discuss all of the information we have given to them and arrange for a third meeting. Other individuals are eager to move forward and begin the process.
Sit back and relax. We handle all of the administrative details, paperwork and transfer requirements. With your authorization, we are equipped to move your funds from brokerage or bank accounts to your new Schwab account. Even a 401k, 403b, IRA, or other pension accounts can be transferred easily and the transfer won’t be taxable.
Keeping You Informed
We send quarterly performance reports to you that provide details of your investments. Schwab will provide either paper or electronic monthly statements or trade confirms. We have periodic financial reviews; however, you can request a meeting any time. We are always available by phone or email and we also have an excellent staff to assist you.
